Emagia AFS ProAutonomous Finance Suite
AI agents for order-to-cash

Your order-to-cash,
run by AI agents.

AFS Pro works your receivables end to end — cash application, collections and deductions — with agents that read your ERP, bank, email and portal data, act in real time, and get better with every decision you correct.

No credit card required
Real data & scenarios
Get started in minutes

Works with the systems your cash already flows through

SAP S/4HANAOracle FusionNetSuite Dynamics 365QuickBooksBAI2 camt.053LockboxEDI 820 EDI 812Retailer portals
What runs today

Everything your AR team does — worked continuously.

Three agents, one ledger. Each runs its own queue inside the limits you set, and escalates what it cannot settle with its reasoning attached.

Cash Application Agent

Matches incoming payments to open invoices across bank files, lockbox scans, online banking and remittance email — then posts the cash to your ERP.

94%
Straight-through of receipts matched and posted with no person involved

Payment $48,210.00 matched to Northwind Trading
→ INV-40219, INV-40255

Collections Agent

Ranks overdue accounts by risk and value, duns from your own domain in the way each payer actually responds to, and records every promise made.

Current 1–30 31–60 60+

Harbor Point promised to pay
21 Oct 2026 · $12,480.00

Deductions Agent

Classifies retailer short-pays against their own reason codes, gathers the proof, and disputes what is invalid — Walmart, Amazon, Target, Kroger and more.

$146,300 recovered over the last seven days

Walmart claim $3,915.50 disputed
valid POD + signed BOL

AR agents

Order-to-cash, from the invoice to the cash in the bank
Cash Application

Matches payments to invoices and posts the cash.

Working today
Collections

Ranks overdue accounts, then runs the chase.

Working today
Deductions

Works a retailer short-pay to a conclusion.

Working today
Credit Risk

Moves a limit before it becomes a write-off.

In build
Billing & Invoicing

Raises the invoice, and fixes what is disputed.

Planned
Customer Onboarding

Verifies an account and opens it for trading.

Planned

Finance agents

The same approach, applied past receivables
Cash Forecasting

Projects the position from how payers behave.

Planned
Accounts Payable

Matches supplier invoices and schedules payment.

Planned
Bank Reconciliation

Ties every statement line to the ledger daily.

Planned
Close & Reporting

Chases the schedules the close waits on.

Planned
Treasury

Covers what is due, puts what is idle to work.

Planned
Expense & Audit

Checks claims, raises only what needs a person.

Planned
How it works

Three things make an agent worth trusting.

It learns from you.

Every correction teaches it. Confirm a payer once and the next payment from that bank descriptor is identified on arrival, without a rule being written.

Learned NWTC HOLDINGS LLC → Northwind Trading
next payment matched on arrival

You stay in control.

Approval thresholds, money caps and per-agent autonomy, with a full audit trail and role-based access — so nothing moves that you did not allow.

Approval required
over your $100,000 auto-post cap

It shows its work.

Every decision carries the evidence behind it — the remittance it read, the invoices it weighed, the confidence it had, and why it escalated.

Matched at 96% — remittance named
3 invoices, balances tie to the cent

You set the limits

Autonomy is a dial, not a switch.

Move it and watch the same receipt resolve three different ways. Every level is recorded with the evidence behind it.

Recorded onlyCash Application · 12:04

A payment of $48,210.00 from Northwind Trading would have been applied across three invoices. Nothing was posted, nothing was sent, and the reasoning is on the record so you can see whether you would have agreed.

INV-40219INV-40255INV-40288
Waiting for youCash Application · 12:04

The same $48,210.00 is prepared against three invoices, with the remittance it read and the reasoning behind each line laid out beside it. One approval posts the lot, or you change a line first.

INV-40219INV-40255INV-40288
Applied and postedCash Application · 12:04

$48,210.00 applied across three invoices and posted to your ERP, because it cleared your confidence threshold and sat under your $100,000 cap. Anything outside either still waits for a person.

INV-40219INV-40255INV-40288
Get started

See AFS Pro work a week of receivables.

Open a fully seeded workspace and watch the agents match, chase and settle — real scenarios, no setup, no credit card.